headerLeft preheader
Alternate Content
Home Page Get A Quote Customer Service About Us Contact Us Locations Home Page Restaurant Insurance Construction Insurance Real Estate Insurance Recycling/Waste Programs
Home > Watercraft & Boat Insurance Home
  • Main Menu
    • Home Page
    • Secure File Area
    • Make a Payment
    • Refer a Friend
    • Join Our Newsletter
    • Important Links
    • Insurance Glossary
    • News Center
    • Location Map
    • Employee Directory
    • Contact Us
    • About Us
    • Privacy Policy
    • Calculators
    • Frequently Asked Questions
    • Free Reports
    • Testimonials
  • Automobile
    • Automobile Insurance Home
    • Auto Insurance Quote
    • Request ID Card for Auto Policy
    • Send Declaration and Coverages Information to Lien Holder
    • Add Vehicle to Existing Auto Policy
    • Remove Vehicle from Existing Auto Policy
    • Add Driver to Existing Auto Policy
    • Remove Driver from Existing Auto Policy
    • Mexico Travel Insurance Quote
    • Auto Accident Claim
  • Homeowners
    • Homeowners Insurance Home
    • Homeowners Insurance Quote
    • Manufactured Home Quote
    • Property Loss Claim Form
    • Homeowner Flood Quote Form
    • Request Evidence of Insurance
  • Renters
    • Renters Insurance Home
    • Renters Insurance Quote
    • Renters Property Loss Claim Form
  • Motorcycle
    • Motorcycle Insurance Home
    • Motorcycle Insurance Quote
    • Request ID Card for Motorcycle Policy
    • Add Motorcycle to Existing Policy
    • Remove Motorcycle from Existing Policy
    • Motorcycle Accident Claim
  • Business & Commercial
    • Business & Commercial Insurance Home
    • Commercial Auto Insurance Quote
    • Request ID Card for Commercial Auto Policy
    • Add Vehicle to Existing Commercial Auto Policy
    • Remove Vehicle from Existing Commercial Auto Policy
    • Add Driver to Existing Commercial Auto Policy
    • Remove Driver from Existing Commercial Auto Policy
    • General Liability Quote Form
    • Request General Liability Certificate of Insurance
    • Commercial Auto Accident Claim
    • Business Owners (BOP) Quote Form
    • Builders Risk
    • Liquor Liability Quote Form
    • Workers Compensation Quote
  • Bonds
    • Bonds Home
    • Bond Request Form
  • Limousine / Taxi
    • Limousine Insurance Home
    • Limousine Quote
  • Group Health
    • Health Insurance Home
    • Health Insurance Quote
    • Disability Insurance Quote
    • Long Term Care Insurance Quote
  • Farm
    • Farm Insurance Home
    • Farm Quote Request
  • Group Dental
    • Dental Insurance Home
    • Dental Insurance Quote
  • RV, ATV, Dirtbikes
    • Recreational Vehicle Insurance Home
    • Recreational Vehicle Insurance Quote
    • Request ID Card for Recreational Vehicle Policy
    • Add Recreational Vehicle to Existing Policy
    • Remove Recreational Vehicle from Existing Policy
    • Add Driver to Existing Recreational Vehicle Policy
    • Remove Driver from Existing Recreational Vehicle Policy
  • Group Vision
    • Vision Insurance Home
    • Vision Insurance Quote
  • Life
    • Life Insurance Home
    • Life Insurance Quote
    • Term Life Insurance Quote
  • Annuities
    • Annuities Insurance Home
    • Annuity Quote Form
  • Flood
    • Flood Insurance Home
    • Flood Quote Form
    • Flood Property Loss Claim Form
  • Windstorm
    • Windstorm Insurance Home
    • Wind Quote Form
    • Windstorm Property Loss Claim Form
  • Trucking
    • Trucking Insurance Home
    • Truck Quote Request
  • Tax, Financial Services
    • Tax Preparation Home
    • Tax Service Quote
  • Watercraft & Boat
    • Watercraft & Boat Insurance Home
    • Watercraft Insurance Quote
    • Request ID Card for Watercraft Policy
    • Add Watercraft to Existing Policy
    • Remove Watercraft from Existing Policy
    • Change Primary Operator on Existing Watercraft Policy
    • Watercraft Accident Claim

Testimonial

Working with this company was such a wonderful experience! I'm saving hundreds a year!
- Sally V.

Watercraft & Boat Insurance


Watercraft & Boat Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Watercraft Quote Form

Watercraft & Boat Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Add Watercraft to Existing Policy
Change Primary Operator on Existing Watercraft Policy
Remove Watercraft from Existing Policy
Request ID Card for Watercraft Policy
Watercraft Accident Claim

Watercraft & Boat Insurance Information

Why do you need insurance for your boat or personal watercraft?
You'll enjoy the water even more when you're not worried about the safety of yourself, your passengers or your investment. Here are a few things to consider:

  • If you're in an accident or your watercraft is stolen, it costs money, often a lot of money, to fix or replace it.
  • If you or any passengers are injured in an accident, medical costs can be extremely expensive.
  • If your watercraft is responsible for damage or injury to others, you may be sued for much more than you're worth.
  • Your watercraft also needs protection when it's on land. Accidents can happen while towing a watercraft.

Things to consider and questions to ask your agent
Here are a few things to consider as you prepare for the discussion:

  • How much can you afford to pay if your boat or personal watercraft is in an accident, damaged or stolen?
  • Is my boat or watercraft covered for use year-round?
  • What discounts and programs are available?
  • How much medical insurance and liability coverage is enough?
  • Do I have coverage if I need to have my boat towed in an emergency?
  • What's the process for filing and settling a claim?
  • Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?

Home and auto insurance policies may provide limited coverage for personal watercraft. Talk to your insurance representative about coverage limits. You may want to consider purchasing a personal watercraft policy to protect yourself and your water vehicle in the event of an accident.

The personal watercraft policy covers:

  • bodily injury
  • property damage
  • guest passenger liability
  • medical payments
  • theft

Liability limits start at $15,000 and can be increased to $300,000.

Typical policies include deductibles of $250 for property damage, $500 for theft and $1,000 for medical payments.

Additional coverage can also be purchased for trailers and other accessories.

You should talk to your insurance representative about the type of coverage that would best suit your needs.

footer Home Page Get A Quote Customer Service About Us Contact Us Locations null